India is a land of festivals and celebrations here are incomplete without splurging a fortune, especially on pieces of jewellery. Gold is not just an asset anymore. It has a huge sentimental value for people. Buying gold is almost a ritual in most festivals.
However, Dhanteras marks the beginning of the five days of Diwali and buying gold is considered auspicious on that day. Here is a guide to what kind of gold jewellery you should consider this Dhanteras:
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The purity of the gold:
The first parameter to keep in mind while deciding on what kind of jewellery to buy this Dhanteras is the purity of the gold that is being used to make your jewellery. The purest form of gold is the 24 Karat gold in which 24 out of 24 parts is gold. However, 24 Karat gold is too soft to be moulded into jewellery, so 22 Karat gold is used. 22 Karat gold is 22 parts gold and 2 parts of other types of metals. Before you buy a gold jewellery, make sure you have had its purity checked.
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Hallmarking:
The Bureau of Indian Standards (BIS) has been set up by the Government of India to make sure that consumers do not get cheated when they are buying gold. BIS embossed its mark on the gold jewellery as proof of certification for the purity of the gold. The BIS stamp consists of the BIS logo, number corresponding to the purity, year of marking, jeweller’s identification mark and the logo of Hallmarking centre.
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Pricing of the gold:
Pricing of the gold jewellery plays an important role in making purchase decisions. The price of gold is determined at the exchange and is printed in news dailies every day. However, the price of the jewellery you buy will depend on the price at which your seller had bought it. For example, if you are buying gold bangles, it is better to compare the gold bangles price and weight with other jewellers before finally purchasing it.
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Making charges:
Making charges of your gold jewellery will also influence your purchasing decisions. Making charges for jewellery start from around 8 to 10 percent and can increase as the level of craftsmanship increases. For example, gold chain price will be more when making charges are added to it. However, a higher making charge often implies more intricate detailing in your jewellery and is worth the money paid for it.
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Check buyback terms:
Dhanteras comes every year and so does the opportunity to buy gold. However, there may be a point where the need to carry on traditions overshadow your financial constraints. Hence, you might want to sell your jewellery in future or exchange it for some other design. It is therefore advised that you check the buyback terms and ensure how much the seller is going to offer you when you want to sell it back or exchange it.
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This will be helpful in future.
Dhanteras is celebrated with great zeal and enthusiasm and the sale of gold rises by leaps and bounds during that time of the year. It is important you consider the points listed here to assist you in taking the right purchase decisions.
Make sure you ask for a proper bill when you buy gold jewellery to rightfully claim refund or exchange in case of discrepancies, if any.
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