Flipkart is India’s largest online retailer, with a wide variety of products to select from this website draws some of the highest traffic of any website in India. Flipkart also has one of the largest customer bases in the country, with over 100 million registered users and annual revenues of around $8.1billion dollars it is poised to become the leader in online retail in India. As this company keeps expanding it continuously develops new offers and discounts for their customers.
There are a number of ways you can save some money on your next purchase from Flipkart here are our favorite money savings tips and tricks on Flipkart.
Debit Card EMIs
There are a number of banks that have partnered with Flipkart to provide its customers with exciting offers and discounts. One of the latest features that Flipkart is offering these select banks is the facility of Debit Card EMIs. Debit Card EMIs are a great way to buy consumer durable goods or electronics on Flipkart.
So it’s pretty simple, when you use the option of Debit Card EMI on Flipkart, your bank makes the entire payment for your purchase to the vendor and provides an overdraft against your account for the amount. This overdraft amount can be paid off in EMIs with durations ranging anywhere between 4 months to 24 months. Shorter EMI tenures attract higher interest rates, so make sure you choose the one that suits you the most. Some banks offer their customers No-Cost EMIs, these EMI plans carry 0% interest and do not have a processing fee. A no-cost EMI is a great way to maintain good liquidity while not paying any extra charges for an EMI plan.
Avoid High-Interest Debit Card EMIs
Some banks charge an exorbitant amount of interest on Debit Card EMIs. Make sure you check the interest rate on the available EMI plans before you apply for one. It can be quite tempting to make large purchases with Debit Card EMIs but ensure that whatever you buy with this facility is something you actually need.
Falling back on EMI payments can land you in quite a bit of financial trouble if left unchecked, and high-interest Debit Card EMIs can have you paying a considerably large amount of interest on your purchases. So even though this is a convenient method of payment, you need to exercise caution while using this option.
When you make a small purchase on Flipkart they charge you an extra amount for Delivery. But Flipkart also offers free delivery on purchases of Rs. 300 and above. So the next time you want to shop on Flipkart, it might be a good idea to add a few items to your cart so that you have an amount greater than Rs. 300 while checking out, this will save you the delivery charge.
99% Discount Offers
Kotak Mahindra Bank offers its customers up to a 99% discount on items below Rs. 300 with the Kotak Virtual Card. These offers are usually for a limited time, so keep an eye out for them.
Flipkart Gift Vouchers can be a lifesaver, or rather, a money-saver. Make sure you check your vouchers section before you make a purchase if there are any vouchers add them to the bill and receive great discounts.
Flipkart’s Affiliate Program
You can earn some great rewards and discounts through the Flipkart Affiliate Program. Sign up on the Affiliate page of Flipkart and check out some affiliate links. Share some of the affiliate links and if someone makes a purchase using one of those links, you will receive a small commission for the purchase. Different items carry varying amounts of commissions.
Flipkart is quickly becoming the leading retailer in India, and it has developed some great schemes for its customers. Make sure you do all your research before paying for your next purchase, you never know, it could work out much cheaper than you expect, letting you keep some money for other things. Happy shopping!
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